How to send money to online wallets in Argentina

Sending money to online wallets in Argentina

More and more people in Argentina receive money directly into an online wallet instead of a traditional bank account. This guide explains how it works and what to confirm with the recipient before sending the money.

The most popular online wallets in Argentina

The Argentine online wallet market includes several options, among them Mercado Pago, Ualá, Naranja X and Cuenta DNI, the public wallet run by Banco Provincia. Each one works as a digital account linked to a Clave Virtual Uniforme (CVU).

Before sending money to an online wallet, confirm with the recipient exactly which one they use and ask for their CVU or alias. Not every wallet works the same way, so it pays to check.

How the recipient gets the money into their wallet

The recipient's digital wallet needs a linked CVU or alias, just like a bank account does. With Fonmoney, you send the money by entering that CVU or alias, and the amount is credited directly to the wallet. The recipient can usually find their CVU inside the app itself.

Online wallet vs. bank account: what's the difference

An online wallet is a digital account offered by a fintech or payment service provider, with no need for physical branches. A traditional bank account, on the other hand, belongs to a bank and is usually identified by a CBU. Both receive transfers the same way: with a 22-digit code or an alias. You can read the full explanation in how to send money to a bank account in Argentina.

If the recipient has neither a bank account nor an online wallet, they can also collect the money in cash. See how to send money to Argentina with Rapipago.

Send to an online wallet

Discover the other ways to send money to Argentina in our complete guide.

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