Send Money to Cuba — All Options with Fonmoney Cuba
Send money to Cuba online with Fonmoney Cuba: bank transfer, the new BANDEC Tropical card in USD, cards, cash and mobile top-up — all Cuba services in one place.
Send Money to Cuba★★★★☆ 4.3 on Trustpilot · 3,942 reviews
Options to send money to Cuba
With Fonmoney Cuba you can send money to Cuba based on what your recipient needs: a bank account, a card or cash. Banking products are paid by credit card, bank transfer or MyBank.
The common choice for regular money transfers to Cuba. Funds reach an account in freely convertible currency (MLC) by bank transfer. Banks: BPA, BANDEC, Banco Metropolitano. Delivery: 1–3 business days.
The anonymous prepaid card from BANDEC in real US dollars. No Cuban bank account, valid 5 years, accepted at POS terminals across the island. Top-up in 5–7 business days.
Credit on a magnetic MLC card. Same banks, delivery in 24–72 hours.
USD handed to your recipient at their door, with no bank account needed. Delivery in 24–72 hours. Available in most provinces.
Cash and mobile top-up
Remittances to Cuba in USD cash, delivered to the door – no bank account. Pay by credit card or bank transfer. Usual delivery in 24–72 hours. Available in most provinces.
CUP balance instantly on any Cubacel mobile – no registration. Pay by credit card or Paysafecard. Regular promotions with bonus balance and extra data.
All for Cuba in one account
✓ Fonmoney Cuba – the one service with every Cuba product on one platform
✓ New BANDEC Tropical card in USD – anonymous and valid 5 years
✓ Over 10 years of experience with Cuba
✓ 3,942 reviews on Trustpilot (★ 4.3)
✓ Regulated service in Europe – no hidden fees
✓ Cuban banks: BPA, BANDEC, Banco Metropolitano
Which option should you choose for Cuba?
Each route does something different. This is how to pick the right one — whether you want a fast mobile top-up or USD cash delivery to Cuba at the door.
| Option | Arrives in | Best for |
|---|---|---|
| Cubacel top-up | under 1 minute | instant mobile balance, no registration |
| BANDEC Tropical card | 5–7 business days | balance in real USD, anonymous, no Cuban account |
| Bank transfer (MLC) | 1–3 business days | an MLC account at a Cuban bank |
| MLC card | 24–72 hours | MLC balance on a magnetic card |
| Cash to the door | 24–72 hours | cash in hand, no bank account |
Delivery times are guidelines and depend on the payment method and on verification of the order. With Fonmoney Cuba you manage every option from one account.
Frequently asked questions — Sending money to Cuba
▸ How do I send money to Cuba with Fonmoney?
Open Fonmoney Cuba, choose the service you need (bank transfer, card or cash), enter your recipient's details and pay by credit card or bank transfer.
▸ What options do I have to send money to Cuba?
You can choose between a bank transfer to an MLC account, the new BANDEC Tropical card in USD, MLC card top-up, cash delivery to the door and Cubacel top-up. Every option runs from the same Fonmoney account.
▸ How long does money take to reach Cuba?
It depends on the method. Cubacel top-ups arrive in under 1 minute. The MLC card and cash are delivered in 24–72 hours. Bank transfers to MLC accounts take 1 to 3 business days, and the BANDEC Tropical card top-up takes 5 to 7 business days.
▸ What payment methods are available?
For bank transfers and cards you can pay by credit card or bank transfer. For Cubacel top-ups the methods are credit card and Paysafecard.
▸ Which banks in Cuba receive transfers?
Fonmoney works with the main Cuban banks: BPA (Banco Popular de Ahorro), BANDEC (Banco de Crédito y Comercio) and Banco Metropolitano. The Tropical card in USD is also issued by BANDEC.
▸ Is it safe to send money to Cuba with Fonmoney?
Yes. Fonmoney is a regulated payment service in Europe. It has more than 10 years of experience processing transfers to Cuba and holds over 3,942 reviews on Trustpilot. Every transaction includes email confirmation.
What our customers say
"I've been sending money to Cuba with Fonmoney Cuba for years and it always arrives. The bank transfer takes two days at most — on time, no surprises."
Emily R.
United Kingdom · ★★★★★
"The Cubacel top-up reaches my mum in minutes. With Fonmoney I can send credit from my phone in five minutes. No registration, no fuss."
Daniel H.
United States · ★★★★★
"I tried the cash delivery and it arrived in under 48 hours. My family got it at home. Remittances to Cuba with Fonmoney Cuba really work."
Chloe T.
Canada · ★★★★★
Why trust Fonmoney Cuba?
Banco de España — Europe
Registered and supervised by the Banco de España. European regulation for all transactions from the EEA.
FCA — United Kingdom
Authorised by the Financial Conduct Authority to operate as a payment service in the United Kingdom.
Mexico & Chile
Local licences in Mexico and Chile to operate money transfers in Latin America.
★★★★☆ 4.3 on Trustpilot
Over 3,942 verified reviews from customers worldwide.
Fonmoney Cuba operates with transparency: no hidden fees, no mandatory registration. You see the exact cost before confirming every transfer — including the top-up for the new BANDEC Tropical card in USD.
Fonmoney Cuba Deals: Bonuses, Promos and More
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Cuba Services and Information
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