Send Money to Cuba — All Services at a Glance

Transfers, cards, cash and mobile top-up — all Cuba services from Fonmoney Cuba in one place.

View All Cuba Services

★★★★☆ 4.2 on Trustpilot · 3,900+ reviews

Money and Cards to Cuba

Want to send money to Cuba? With Fonmoney Cuba, you have several options. Which service fits depends on what your recipient has and needs. All banking products can be paid by credit card, bank transfer or MyBank (Europe).

Bank Transfer (MLC)

Send money directly to an MLC bank account at BPA, BANDEC or Banco Metropolitano. The most common choice for regular money transfers to Cuba. Delivery: 5–7 business days.

MLC Card Top-Up

Send funds to a magnetic MLC card. Same banks, same delivery time.

AIS Card Top-Up

Top up an AIS card from FINCIMEX. MLC funds for purchases in MLC stores and cash withdrawals at ATMs.

Tarjeta Clásica

Top up an existing card · Create a new card

USD prepaid card from FINCIMEX. Top up in minutes, new card free of charge. Accepted at POS terminals and ATMs.

Cash and Mobile Top-Up

Cash Delivery

Send USD cash to Cuba — delivered to the recipient’s door. No bank account or card needed. Pay by credit card or bank transfer. Delivery: 2–5 business days. Available in most provinces.

Cubacel Mobile Top-Up

Top up any Cubacel phone — CUP balance arrives instantly, no registration required. Pay by credit card or Paysafecard. Check the current bonus promotions. Cubacel top-up is the fastest way to support your family in Cuba.

Why Fonmoney Cuba?

✓ All Cuba services in one place

✓ Over 10 years of experience with Cuba

✓ 3,900+ reviews on Trustpilot (★ 4.2)

✓ Regulated in the EU, UK and Chile

✓ Payment by credit card, bank transfer, Paysafecard or MyBank — depending on service

Fonmoney Cuba is operated by Mi Envío Entidad de Pago, S.L., regulated by the Banco de España (EU, reg. no. 6926), authorised by the FCA (UK) and overseen by the UAF and CMF de Chile. See all frequently asked questions.

Frequently Asked Questions — Sending Money to Cuba

▸ What options are there for sending money to Cuba?

Fonmoney Cuba offers six services: bank transfer to an MLC account, MLC card top-up, AIS card top-up, Tarjeta Clásica top-up or creation, USD cash delivery to the door, and Cubacel mobile top-up.

▸ From which countries can I send money to Cuba?

Fonmoney Cuba services are available from over 60 countries, including all EU member states, the UK, Switzerland, Canada, Mexico and Chile. The full list of sender countries can be found on the Fonmoney website.

▸ How long does a money transfer to Cuba take?

It depends on the service. Cubacel top-up — instant. Tarjeta Clásica top-up — minutes. Cash delivery — 2–5 business days. Bank transfer, MLC card and AIS card — 5–7 business days.

▸ Is Fonmoney safe?

Yes. Fonmoney is a regulated financial service provider with over 10 years of experience in Cuba transfers. The service is rated by more than 3,900 customers on Trustpilot (★ 4.2). Your data and payments are protected.

▸ What if the recipient has no bank account and no card?

Two options: cash delivery — USD cash is handed to the recipient at their door, no account needed. Or create a Tarjeta Clásica — card creation is free and includes the first top-up.

▸ Are there bonus promotions for Cuba?

Yes. Fonmoney regularly runs Cubacel promotions with extra balance and data packages. You can find the current offer on the promotions page.

What our customers say

"It was my first time sending money to Cuba and I had no idea where to start. I signed up, chose bank transfer and within five minutes everything was done. My cousin in Holguín received the money within a week."

Emily R.

United Kingdom · ★★★★★

"I'd been looking for months for a reliable way to send money to my family. I tried Fonmoney with a small amount to see how it went — it arrived without any issues. Now I send every month and haven't had a single problem."

Daniel H.

United Kingdom · ★★★★☆

"I wasn't sure about my mother's bank details and contacted support. They got back to me the same day and explained exactly what I needed. The next day I made the transfer without any trouble."

Chloe T.

United Kingdom · ★★★★★

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