Service discontinued
Recharge Your Tarjeta Clásica in Cuba
Fonmoney no longer offers Tarjeta Clásica top-ups for Cuba.
Here's how you can still support your family in Cuba:
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What happened to the Tarjeta Clásica?
The AIS card is processed through FINCIMEX — an entity on the U.S. sanctions list since May 2026. That's why we've removed the product from our offering. Here are the two articles that explain the background and show how you can still send to Cuba:
What is the Tarjeta Clásica?
The Tarjeta Clásica Cuba (also known as the Clásica Tarjeta de Incentivos) was a prepaid card in USD, issued by FINCIMEX (Financiera CIMEX S.A.). It was non-personalised, PIN-protected and valid for five years. It could be used to pay at POS terminals and withdraw CUP at ATMs in Cuba.
Fonmoney no longer offers top-ups or new orders for the Tarjeta Clásica. As an alternative you can use the MLC card (bank card with MLC balance), cash delivery (USD, 2–5 business days) or explore all options on the Cuba services page.
| Status | Discontinued |
| Currency | USD (foreign currency) |
| Issuer | FINCIMEX (Financiera CIMEX S.A.) |
| Alternatives | MLC card, cash delivery, bank transfer |
Frequently asked questions about the Tarjeta Clásica
▶ Can I still recharge a Tarjeta Clásica with Fonmoney?
No. Fonmoney no longer offers top-ups or new orders for Tarjetas Clásicas. The service has been permanently discontinued.
▶ What alternatives are there to the Tarjeta Clásica?
You can still support your family in Cuba through Fonmoney: with the MLC card (bank card with MLC balance), cash delivery (USD, 2–5 business days) or a bank transfer to an MLC account at BANDEC, BPA or Banco Metropolitano.
▶ Can my recipient still use their Tarjeta Clásica in Cuba?
Any existing balance on a Tarjeta Clásica may still be usable. Fonmoney has no influence over its use in Cuba — it depends on local conditions.
▶ What is the difference between the MLC card and the Tarjeta Clásica?
The Tarjeta Clásica was issued by FINCIMEX; the MLC card is issued by Cuban banks (BPA, BANDEC, Banco Metropolitano). The MLC card remains available and works in MLC shops across Cuba.
▶ What is the fastest way to send money to Cuba now?
The fastest option is cash delivery (USD, 2–5 business days). For regular support the MLC card is ideal. See all options on the Cuba services page.
Why trust Fonmoney Cuba?
Banco de España — Europe
Registered and supervised by the Banco de España. European regulation for all transactions from the EEA.
FCA — United Kingdom
Authorised by the Financial Conduct Authority to operate as a payment service in the United Kingdom.
Mexico & Chile
Local licences in Mexico and Chile to operate money transfers in Latin America.
★★★★☆ 4.3 on Trustpilot
Over 3,942 verified reviews from customers worldwide.
Fonmoney Cuba operates with transparency: no hidden fees, no mandatory registration. You see the exact cost before confirming every transfer — including the top-up for the new BANDEC Tropical card in USD.
Every month I send money to my sister's MLC card. With Fonmoney Cuba it takes just a few clicks — the balance arrives within 24 hours.
Sandra K.
United States · ★★★★★
The bank transfer to Cuba took two days, and my family got a text as soon as the money arrived. With Fonmoney I know it gets there.
Thomas R.
Canada · ★★★★★
I regularly top up my mother's Cubacel balance. The credit is available within minutes — reliable as always.
Miriam H.
Spain · ★★★★★
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