Recharge AIS Card in Cuba

Recharge the AIS card by FINCIMEX with MLC credit – for purchases at MLC stores and cash withdrawals in Cuba.

Recharge AIS Card now

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What is the AIS card?

Recharge AIS card Cuba – with Fonmoney Cuba you do it directly from Europe or Canada. The AIS card (American International Services) is an AIS card Cuba debit card issued by FINCIMEX (Financiera CIMEX S.A.). There are two variants: the AIS MLC (green card) for MLC payments and the AIS USD for USD credit.

The recipient in Cuba uses the AIS card to shop at MLC stores and withdraw Cuban pesos (CUP) at ATMs. Fees start from €5.50 – the exact amount and the current exchange rate are shown at checkout before you confirm.

The AIS card is issued by FINCIMEX. In contrast, MLC bank cards come from Cuban banks (BPA, BANDEC, Banco Metropolitano). The Tarjeta Clásica is also a FINCIMEX card but operates in USD and tops up within minutes.

Issuer FINCIMEX (Financiera CIMEX S.A.)
Card types AIS MLC (green), AIS USD
Currency MLC or USD
Processing time A few days after payment is received
Usage MLC stores, ATMs (CUP withdrawal)

How to recharge the AIS card

  1. Log in at fonmoney.com or create an account.
  2. Under Cuba services, select "AIS MLC card Cuba recharge".
  3. Enter the card number of the AIS USD card Cuba or AIS MLC.
  4. Set the top-up amount.
  5. Choose your payment method: credit card, bank transfer or MyBank.
  6. Confirm the payment – the credit will be added to the AIS card within a few days.

Fonmoney Cuba is a payment institution registered with the Banco de España. Your data and payments are protected at every step.

If the recipient does not have an AIS card, you can also send cash to Cuba or create a Tarjeta Clásica.

Frequently asked questions about the AIS card in Cuba

▸ What is an AIS card?

The AIS card is a debit card issued by FINCIMEX (Financiera CIMEX S.A.) for Cuba. There are two variants: the AIS MLC (green card) and the AIS USD. The cardholder uses it to shop at MLC stores and withdraw Cuban pesos (CUP) at ATMs.

▸ What is the difference between an AIS card and an MLC card?

The AIS card is issued by FINCIMEX, the MLC card by Cuban banks (BPA, BANDEC, Banco Metropolitano). Both work at MLC stores. The AIS card also allows cash withdrawals at ATMs.

▸ How long does the recharge take?

Typically a few days after payment is received. If you pay by bank transfer, it may take an additional 1–2 business days for the payment to reach Fonmoney.

▸ Can I recharge an AIS card from Europe or Canada?

Yes. You pay by credit card, bank transfer or MyBank in your local currency. Fonmoney converts the amount and credits the balance to the AIS card of your recipient in Cuba.

▸ What is FINCIMEX?

FINCIMEX (Financiera CIMEX S.A.) is the Cuban entity that issues AIS cards through the American International Services programme. It is not a bank but a financial institution within the CIMEX group that manages prepaid cards and remittance services for Cuba.

▸ What payment methods does Fonmoney accept for AIS recharges?

Fonmoney accepts credit cards, bank transfer and MyBank. Fees and the exchange rate are shown before you confirm at checkout.

What our customers say about AIS top-ups

"I top up my mother's AIS card every month. The balance arrives within minutes — reliable as always."

Emily R.

United Kingdom · ★★★★★

"My father in Havana was able to pay with the AIS card straight away after I topped it up here. No hassle — it just worked."

Daniel H.

United Kingdom · ★★★★★

"I used a different provider before, but with Fonmoney the AIS top-up was noticeably faster. The balance arrived after just a few minutes."

Chloe T.

United Kingdom · ★★★★★

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