Send Money to Cuba from the UK

UK customers pay in pounds sterling by credit card or bank transfer. Your recipient in Cuba can then collect an MLC bank deposit, an MLC card top-up, dollars in cash or a BANDEC Tropical card load.

Send money to Cuba

★★★★☆ 4.3 on Trustpilot · 3,942 reviews

Sending from the UK: services at a glance

Living in the UK and sending to family in Cuba? Fonmoney Cuba lets you send money to Cuba from the UK online and in English, with no branch visit and no agent.

UK customers most often ask how to send money to an MLC card from the UK. Cash delivery, the BANDEC Tropical card and Cubacel top-ups are available as well:

ServiceDescription
MLC bank transferMoney lands in an MLC account at Banco Metropolitano, BANDEC or BPA
MLC cardAdd funds to an MLC card your family already uses
Cash to the doorDollars handed to your recipient at their address, usually within 2 to 5 business days
BANDEC Tropical cardPrepaid dollar card (USD) with no name attached, valid 5 years, accepted at POS terminals in Cuba

Ordering from the UK, step by step

  1. 1
    Create an account — All you need is an email address.
  2. 2
    Select what to send — Decide between an MLC deposit, a card top-up, cash or the Tropical card. Delivery goes directly to Cuba.
  3. 3
    Confirm and pay — Add the recipient's details, pay in pounds by credit card or bank transfer, and your family's transfer from the UK is on the way.

Credit for a phone in Cuba? Fonmoney Cuba offers Cubacel top-ups as well.

Paying in pounds, arriving in Cuba

Pay in pounds sterling (GBP) by credit card or bank transfer, and your recipient in Cuba receives an MLC account deposit, an MLC card top-up or cash at the door. With Fonmoney Cuba, transfers to Cuba from the UK are transparent: the final amount is shown before you confirm, and an email follows when the transfer goes out. Your pounds are converted at the current exchange rate, and the recipient in Cuba receives the equivalent in MLC or USD, depending on the product.

How UK payments are kept safe

🛡️
Regulated in the UK

In the United Kingdom, Fonmoney Cuba is regulated by the FCA, and families here have relied on the service for years.

🔒
Encrypted data

Every payment runs over an encrypted connection, so your bank details and your recipient's stay private.

✅
No hidden fees

The pounds you send are what your family receives in Cuba, with no extra charges. 4.3 · 3,942 reviews on Trustpilot confirm it.

British banks like Barclays, HSBC, Lloyds, NatWest and Santander don't offer a direct route to Cuba, which leaves many asking how to send money to Cuba from the UK. With Fonmoney Cuba, you order online, pay in pounds and track the order in real time. MLC transfers take 1–3 business days, cash to the door 2–5 business days, and Cubacel top-ups are instant.

Dollars on a card for family in Cuba? The BANDEC Tropical card can be loaded from the UK; see the BANDEC Tropical card page.

Not in the UK? Other sender countries

Beyond the UK, Fonmoney Cuba accepts orders from more than 60 countries. Relatives elsewhere can look at the full list of sending countries or the step-by-step guide.

Other sender pages: Canada, Germany, Ireland, the Netherlands

Questions from UK customers

▸ Is it possible to send to an MLC account from the UK?

Yes. Fonmoney Cuba sends bank transfers to MLC accounts at BPA, BANDEC or Banco Metropolitano, and tops up existing MLC cards.

▸ Which currency do I pay in from the UK?

You pay in pounds sterling (GBP). What reaches Cuba is tied to the product: MLC, USD or a CUP balance.

▸ How quickly does a transfer from the UK arrive?

Allow 1 to 3 business days for MLC transfers from the UK and 2 to 5 business days for cash. Cubacel top-ups are instant.

▸ What are the payment methods for UK customers?

Credit card or bank transfer pays for transfers and cards, while Cubacel top-ups take credit card or Paysafecard. All payments are in pounds sterling (GBP).

▸ Is Fonmoney regulated in the UK?

Yes. Fonmoney Cuba is regulated by the FCA in the UK and has handled transfers to Cuba for years. Payments run over an encrypted connection, and customers have written more than 3,942 Trustpilot reviews.

▸ Do I need to register to send from the UK?

Bank transfers to Cuba from the UK and card orders need an account. Cubacel top-ups can go through without registration.

▸ Is the BANDEC Tropical card available from the UK?

Yes. Fonmoney Cuba lets you top up the BANDEC Tropical card from the UK, with an anonymous prepaid card in dollars (USD) that stays valid for 5 years and is accepted at POS terminals across Cuba. The recipient does not need ID to use the balance.

Customer experiences from the UK

"A transfer from London to my sister's MLC account in Havana took two days, and the amount was exactly what I paid."

James W.

London, UK · ★★★★★

"I send from Manchester every month and pay by card. My mother in Santiago receives the cash at home, and I follow the order by email."

Sarah P.

Manchester, UK · ★★★★★

"I topped up my father's MLC card from Birmingham. The balance was available within days and the whole process was clear."

David M.

Birmingham, UK · ★★★★☆

★★★★☆ Fonmoney Cuba carries a 4.3 average from 3,942 Trustpilot reviews.

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