Send Money to Cuba from Germany

From Germany you can send money to MLC bank accounts, top up cards or send cash to Cuba — or load the BANDEC Tropical card in dollars. Pay in euros by credit card, bank transfer or MyBank.

Send money to Cuba

★★★★☆ 4.3 on Trustpilot · 3,942 reviews

Ways to send money to Cuba from Germany

With Fonmoney Cuba you can send money to Cuba from Germany directly online. Everything is handled on the web, with no branches and no middlemen.

ServiceDescription
MLC bank transferSend to an MLC account at BPA, BANDEC or Banco Metropolitano
MLC cardTop up an existing MLC card
Cash to the doorYour recipient gets dollars in hand within a few days
BANDEC Tropical cardAnonymous prepaid card in USD, valid 5 years and accepted at POS terminals across Cuba

How do you send money to Cuba from Germany?

  1. 1
    Register — Create your account with your email address in under two minutes.
  2. 2
    Choose the service — bank transfer, MLC card, cash or the BANDEC Tropical card. Each option reaches your recipient in Cuba directly.
  3. 3
    Confirm and pay — enter the recipient's details, pay by credit card, bank transfer or MyBank, and your transfer is on its way.

Want to top up a relative's phone in Cuba too? Fonmoney Cuba also offers Cubacel top-ups.

Advantages of sending money to Cuba with Fonmoney

From Germany you can make transfers to Cuba from Germany with Fonmoney Cuba paying in euros, without converting currencies or looking for a branch. The price you see when you confirm is the final price — no add-ons at the last step.

Security and transparency

🛡️
Authorised and regulated

Banco de España (EU) — European financial supervision from your first transfer.

🔒
Encrypted data

Every transaction travels encrypted. Your bank details and your recipient's in Cuba stay protected.

✅
No hidden fees

What you confirm in euros arrives in full. 4.3 · 3,942 reviews on Trustpilot back it.

Many people making transfers to Cuba from Germany have used Fonmoney Cuba for years because it works the same from Berlin, Munich or Hamburg: pay in euros, choose the service, and your family in Cuba receives it in MLC or in cash. MLC bank transfers take 5 to 7 business days, cash arrives in 2–5 days and Cubacel top-ups are instant.

Looking for a dollar card for your family in Cuba? See the BANDEC Tropical card on our BANDEC Tropical card page.

Other sending countries

Fonmoney covers more than 60 countries of origin. If you have family also sending from elsewhere in Europe, they can do so from Belgium, Norway or the United Kingdom. See the full list of sending countries or the step-by-step guide.

Frequently asked questions about sending money to Cuba from Germany

▸ Can I send money to Cuba from Germany?

Yes. With Fonmoney Cuba you can send money to MLC bank accounts, top up MLC cards or send cash directly from Germany.

▸ How long does a transfer from Germany take?

MLC bank transfers take 5 to 7 business days. Cash arrives in 2 to 5 days. Cubacel top-ups are instant.

▸ What payment methods can I use?

For transfers and cards: credit card, bank transfer or MyBank. For Cubacel top-ups: credit card or Paysafecard.

▸ What currency does my recipient in Cuba get?

MLC for bank transfers and MLC cards, USD for cash to the door, or CUP as Cubacel balance.

▸ Is it safe to send money to Cuba with Fonmoney from Germany?

Yes. Fonmoney Cuba is regulated by the Banco de España within the European Union. More than 3,942 Trustpilot reviews back the safety of the service.

▸ Do I need to register?

Yes, for bank transfers and cards you need an account — create one in under two minutes. Cubacel top-ups don't require registration.

▸ Can I top up the BANDEC Tropical card from Germany?

Yes. With Fonmoney Cuba you can top up the BANDEC Tropical card from Germany: an anonymous prepaid card in dollars (USD), valid 5 years and accepted at POS terminals across Cuba. The recipient needs no ID to use the balance.

What our customers say

"I sent money to my sister's MLC account in Havana from Berlin. Within six days it was there — exactly the amount I paid, no surprises."

Anna G.

Berlin, Germany · ★★★★★

"I send from Munich every month by credit card. Cash reached my mother in Santiago in three days — faster than anything else I'd tried."

Robert M.

Munich, Germany · ★★★★★

"I topped up my father's MLC card from Hamburg. The balance was available within days and the whole process was completely transparent."

Maria L.

Hamburg, Germany · ★★★★☆

★★★★☆ More than 3,942 Trustpilot reviews back the trust in Fonmoney Cuba.

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