Top Up an MLC Card in Cuba

Send money to an MLC card in Cuba — BPA, BANDEC or Banco Metropolitano. The balance reaches the recipient's magnetic card within 5–7 business days.

Fees from €5.50 · No hidden costs

Top Up MLC Card

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What is an MLC card?

An MLC card Cuba is a magnetic debit card issued by Cuban banks in the MLC currency (Moneda Libremente Convertible). Cardholders use it to shop at MLC stores across Cuba — stores that carry products unavailable in peso shops.

With Fonmoney Cuba, you top up an MLC card that is already registered at one of three Cuban banks: BPA (Banco Popular de Ahorro), BANDEC (Banco de Crédito y Comercio) or Banco Metropolitano.

You pay online in your currency — the recipient receives the balance in MLC. The current exchange rate is displayed before you confirm.

If your recipient does not have an MLC card yet, you can order a Tarjeta Clásica (USD prepaid card) or send cash to Cuba.

| Detail | Info |

|---|---|

| Fees | From €5.50 |

| Currency | MLC (Moneda Libremente Convertible) |

| Supported banks | BPA, BANDEC, Banco Metropolitano |

| Card type | Magnetic debit card (MLC) |

| Delivery time | 5–7 business days |

| Usage | MLC stores in Cuba |

| Registration required | Yes (Fonmoney account) |

How to send money to an MLC card in Cuba

  1. Go to the Fonmoney website and log in (or sign up).
  2. Under Cuba services, select "Top Up MLC Card".
  3. Choose the bank: BPA, BANDEC or Banco Metropolitano.
  4. Enter the MLC card number.
  5. Set the top-up amount.
  6. Select your payment method: credit card or bank transfer.
  7. Confirm the payment — the balance will be credited to the MLC card in Cuba within 5–7 business days.

An MLC card is particularly useful for regular support: your family can buy groceries, toiletries and other goods that are otherwise hard to find.

Fonmoney Cuba is a licensed payment institution. Your data and transactions are protected.

Explore also the bank transfer to Cuba, the AIS card or cash delivery to Cuba.

Frequently Asked Questions — MLC Card Cuba

▸ What is an MLC card?

An MLC card is a magnetic debit card issued by Cuban banks in the MLC currency (Moneda Libremente Convertible). It is used to purchase goods at MLC stores in Cuba.

▸ Which banks are supported?

Fonmoney Cuba supports MLC cards from three banks: BPA (Banco Popular de Ahorro), BANDEC and Banco Metropolitano.

▸ How long does the top-up take?

The balance reaches the MLC card within 5–7 business days after payment confirmation.

▸ Can I top up an MLC card from any country?

Yes. Fonmoney operates in over 60 countries. You pay by credit card or bank transfer in your local currency.

▸ What is an MLC prepaid card and where can I get one?

MLC cards are issued by BPA, BANDEC or Banco Metropolitano directly in Cuba. They cannot be created from abroad. If the recipient has no MLC card, consider a Tarjeta Clásica as an alternative.

▸ What payment methods does Fonmoney accept?

For MLC card top-ups: credit card and bank transfer. Paysafecard is not available for banking products.

What our customers say

"My sister in Havana received the money in her Banco Metropolitano account within a few days. The whole process with Fonmoney was straightforward."

Emily R.

United Kingdom · ★★★★★

"Every month I send money to my mother's BPA account. Fonmoney works reliably, and the support team responds quickly."

Daniel H.

United States · ★★★★★

"I first tried a transfer to a Banco de Ahorro account, then to one at the BPA. Both arrived without any issues through Fonmoney."

Chloe T.

Canada · ★★★★★

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