Send money to Ecuador from the UK
Send money to Ecuador from the UK with Fonmoney: the recipient gets US dollars (USD) directly in their bank account, within a few hours.
Send money now★★★★☆ 4.3 on Trustpilot · 3,942 reviews
Bank transfers from the UK to Ecuador — secure and regulated
With Fonmoney you can transfer money from the UK to Ecuador directly to a bank account. Ecuador uses the US dollar (USD) as its official currency, so the recipient gets the amount with no extra conversion on arrival.
Pay by credit or debit card (Visa or Mastercard) from anywhere in the UK. Available 24 hours a day, 7 days a week.
How to send money to Ecuador from the UK
From the UK, your transfer to Ecuador is completed online in minutes — no branch visits, no forms. You pay in pounds and your family gets US dollars.
- 1Enter the amount — type in how much you want to send in pounds. You'll instantly see how many US dollars (USD) the recipient gets and the exact exchange rate.
- 2Enter the recipient's details — their full name, bank and bank account number in Ecuador. Fonmoney works with the major Ecuadorian banks.
- 3Verify your identity — a short step required by UK and European regulation. You'll need your ID document. Only the first time.
- 4Pay by card and confirm — Visa or Mastercard, debit or credit. Secure payment, with confirmation by email.
Why send money to Ecuador from the UK with Fonmoney
Thousands of people in the UK trust Fonmoney to send money to Ecuador every month.
- ✓ Reaches their bank in Ecuador. The recipient gets US dollars (USD) in Banco Pichincha, Banco Guayaquil, Banco del Pacífico, Produbanco and more.
- ✓ Clear exchange rate. See the GBP/USD exchange rate and the exact amount the recipient gets before you pay. No hidden costs.
- ✓ Fast. Most transfers from the UK to Ecuador arrive the same day or within a few hours.
- ✓ All from home. Manage the transfer online, with no branch visits.
- ✓ Regulated in the UK and the EU. Fonmoney operates under licence from the FCA in the United Kingdom and the Banco de España.
Authorised by the FCA and the Banco de España
Authorised by the Financial Conduct Authority as a payment services provider.
Payment service also regulated in the European Union.
Your data and payments travel encrypted end to end.
Identity verified for secure transactions.
Everything about sending money from the UK to Ecuador
Before your first transfer, here's what's worth knowing so the money arrives fast and without any hiccups.
The pound to US dollar exchange rate
You send in pounds and the recipient gets US dollars (USD) — Ecuador's official currency. With Fonmoney you see the GBP/USD exchange rate and the exact amount they'll receive before you confirm the payment. There's no hidden margin in the rate and no costs that appear at the end: what you see on screen is what arrives.
The account details — what you need
To transfer money from the UK to Ecuador you need the recipient's full name, their bank and their bank account number in Ecuador. The recipient can find these details in their banking app, on their statement or at their branch. With those details, the money goes straight into their account — there's nothing to collect at a counter.
Banks in Ecuador that receive your transfer
Fonmoney works with the major Ecuadorian banks. The recipient can have their account with any of them:
How long a transfer from the UK to Ecuador takes
Most transfers arrive the same day or within a few hours; in some cases it can take up to 24 hours. The time depends on the recipient's bank and the time difference — the UK is 5 hours ahead of Ecuador (GMT) or 6 hours ahead during British Summer Time. Receiving money from the UK in Ecuador needs no extra step from the recipient: the amount is simply credited to their account.
Fees and limits
Fonmoney applies a fixed, transparent fee per transfer, which you see before you pay. The limit per transfer depends on your verification level: after your first sign-up and identity verification (required by regulation), you can send larger amounts.
More ways to send money to Ecuador
Frequently asked questions — sending money from the UK to Ecuador
▸ How do I send money from the UK to Ecuador with Fonmoney?
With Fonmoney you can send money from the UK to Ecuador in four steps: enter the amount, add the recipient's bank details, verify your identity and pay by Visa or Mastercard. The money reaches the bank account in US dollars (USD).
▸ How long does a transfer from the UK to Ecuador take?
Most transfers with Fonmoney arrive the same day or within a few hours. In some cases it can take up to 24 hours, depending on the recipient's bank and the time difference.
▸ How much does it cost to send money to Ecuador from the UK?
Fonmoney applies a fixed, transparent fee per transfer, which you see before you pay. The GBP/USD exchange rate shown on screen is the one applied — no hidden costs.
▸ How does the recipient get the money in Ecuador?
The recipient doesn't need to do anything. The money goes directly into their bank account in Ecuador, in US dollars. They just need an active account and to have shared their account number and bank with the sender in the UK.
▸ What details do I need from the recipient?
You need the recipient's full name, their bank account number in Ecuador and their bank (Banco Pichincha, Banco Guayaquil, Banco del Pacífico, Produbanco and more).
▸ Is it safe to send money to Ecuador from the UK?
Yes. Fonmoney is regulated by the UK's FCA and the Banco de España, with encrypted payments and identity verification. Trustpilot 4.3 ★ with 3,942 real reviews.
What our UK customers say
"I've been sending money to my family in Guayaquil for two years. The exchange rate is clear and the money arrives the same day."
Sandra W.
United Kingdom · ★★★★★
"Simple process and my mum in Quito had the money in her account within a few hours."
Patrick D.
United Kingdom · ★★★★★
"I enter the account, pay by card and I'm done. Fonmoney makes it easy to help my family in Cuenca."
Amanda J.
United Kingdom · ★★★★★
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