FAQ – Send money to Estonia

Your questions on money transfers to Estonia with Fonmoney: sending from the UK or Norway, the EE IBAN, costs and regulation.

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Sending to Estonia: what to know first

Answers to frequent questions about sending money to Estonia, from the sending country to the recipient's bank.

▸ Can I send money from Norway to Estonia?

Yes. You pay in Norwegian kroner by card or bank transfer, and the account in Estonia is credited in euros. The rate is shown before you confirm.

▸ And from the United Kingdom?

Yes, in British pounds. The same goes for Sweden, Switzerland, Canada, Denmark, Poland, Czechia, Hungary, Chile and Mexico: you pay in your local currency.

▸ How is an Estonian IBAN structured?

It has 20 characters: the country code EE, two check digits and 16 digits that identify the bank and the account. The recipient can copy it from their online banking.

▸ Which banks in Estonia can receive the money?

Any Estonian bank, for example Swedbank, SEB, LHV, Luminor or Coop Pank. You only need the account holder's full name and the IBAN.

Costs, paying and safety for Estonia

▸ How much does a transfer to Estonia cost?

That depends on your country, the amount and the payment method. You see the fee, the euro exchange rate and the final amount before confirming, and nothing is added later.

▸ Which payment methods are accepted?

Credit card, debit card and bank transfer. Checkout shows the methods offered in your country.

▸ Is my money protected?

Fonmoney is regulated in the European Union (Banco de España) and the United Kingdom (FCA). Payments go through an SSL-encrypted connection.

▸ What do I need for the identity check?

A valid passport or ID card. European rules require providers to verify each sender, and the check is part of registration.

Transfers to Estonia with Fonmoney at a glance

Banco de España — European Union

Licensed payment service provider in the European Union.

FCA — United Kingdom

Authorised in the United Kingdom by the Financial Conduct Authority.

Every Estonian bank

Euros paid into any account with an EE IBAN.

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For every transfer to a bank account in Estonia, the fee, rate and euro amount are on screen before you pay. Questions left? Contact us.

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