FAQ – Sending money to Germany

Answers to common questions about sending money to Germany with Fonmoney: who can send, what it costs, how to pay and what you need from the recipient.

← All money transfer FAQs · Send money to Germany →

Transfers to Germany: the basics

Fonmoney handles transfers to Germany from Switzerland, Canada or Chile and from other countries that have their own currency. These are the questions we hear most often.

▸ Which countries can I send money to Germany from?

From supported countries that do not use the euro, for example Switzerland, the United Kingdom, Canada, Mexico, Chile, Norway, Sweden, Denmark, Poland, Czechia, Hungary or Romania. Fonmoney converts your currency into euros for the recipient.

▸ Can I send money to Germany from a eurozone country?

No. The service is designed for transfers that include a currency exchange, so Fonmoney does not offer euro-to-euro transfers to Germany.

▸ In which currency does the recipient in Germany get the money?

In euros. You pay in your own currency, such as Swiss francs, Canadian dollars or Chilean pesos, and Fonmoney shows you the exact euro amount before you confirm.

▸ How does a transfer to Germany work?

You create an account, enter the amount, add the recipient's full name and IBAN, verify your identity and pay. The euros go to the recipient's German bank account, and you get a confirmation by email.

Paying and staying safe

▸ How can I pay for a transfer to Germany?

By credit card, debit card or bank transfer. Which of these you can use depends on the country you send from.

▸ How much does it cost to send money to Germany?

That depends on the sending country, the amount and the payment method. Before you confirm, Fonmoney shows the fee, the exchange rate and the amount in euros. Nothing is added later, and the recipient pays nothing.

▸ What details do I need for the recipient in Germany?

Their full name and the IBAN of their German bank account. German IBANs start with DE and have 22 characters. Please check both before you pay.

▸ Is my transfer to Germany safe?

Yes. Fonmoney is regulated in the European Union (Banco de España) and the United Kingdom (FCA). Payments run over an encrypted connection, and every sender goes through an identity check.

Why Fonmoney?

Banco de España — European Union

Registered and supervised as a payment institution by the Banco de España.

FCA — United Kingdom

Authorised by the Financial Conduct Authority as a payment service provider in the United Kingdom.

Any bank in Germany

Euros go to any account with a German IBAN, from Sparkasse to Deutsche Bank.

★★★★☆ 4.3 out of 5 on Trustpilot

Based on 3,942 reviews from customers around the world.

Before each transfer to a German bank account, Fonmoney shows you the fee, the exchange rate and the exact euro amount. See the countries you can send from or contact us.