Top up MTN Ghana online
MTN Ghana top up in minutes, wherever you are
Top up MTN Ghana★★★★☆ 4.3 on Trustpilot · 3,942 reviews
Top up an MTN number in Ghana
With Fonmoney you can top up an MTN number in Ghana online, by credit card. MTN numbers usually start with 024, 025, 053, 054, 055 or 059. The credit is on the phone shortly after your payment.
How do I top up MTN Ghana online?
Sending MTN credit to Ghana takes three steps with Fonmoney:
- 1Enter the MTN number: type in the MTN number that should receive credit.
- 2Choose the amount: pick how much credit should arrive.
- 3Pay: by credit card or, where available, with paysafecard.
MTN Ghana top up: your benefits
MTN is the largest network in Ghana. If you have family in Accra, Kumasi or Tamale, you will often be topping up an MTN number. With Fonmoney you can do it from abroad, and the recipient doesn't have to do anything.
- ✓ Fonmoney has no hidden fees
- ✓ The MTN credit usually arrives within a few minutes
- ✓ No account needed for the recipient, just the number
- ✓ Secure payment
Top up MTN Ghana safely
Fonmoney has been topping up credit around the world since 2012.
The credit usually reaches the MTN number within a few minutes.
If a top-up doesn't reach the number you chose, we refund the amount.
About MTN Ghana
MTN Ghana at a glance
MTN is the clear market leader in Ghana. According to the regulator NCA, around 72% of all mobile connections in the country ran on MTN in early 2025, and more than 80% for mobile internet.
Useful MTN codes
Check balance: *124# · show your own number: *156# · data balance: *138#. The codes are free and work without internet.
Airtime is not MoMo
With Fonmoney you send MTN airtime, in other words mobile credit. That is different from MTN Mobile Money (MoMo, code *170#). No money goes into the recipient's MoMo account. They use the credit for calls or data, as they like.
Fonmoney and MTN Ghana
Fonmoney books every top-up directly on the MTN network. MTN itself answers questions about plans or the line, at mtn.com.gh. Our job is making sure the credit arrives.
FAQ: MTN Ghana top up
▸ Can I top up MTN Ghana from abroad?
Yes, from almost any country. All you need is the MTN number and a payment method.
▸ How can I tell an MTN number?
MTN numbers usually start with 024, 025, 053, 054, 055 or 059. Someone who kept their number from another provider may have a different prefix, though.
▸ How quickly does MTN credit arrive?
Usually a few minutes after your payment.
▸ How does the recipient check their MTN balance?
With the code *124#. *138# shows the data balance.
▸ Can I use this to top up MTN MoMo?
No. You send mobile credit (airtime) to the number, not money to the MoMo account.
▸ How do I pay for the MTN top-up?
By credit card and, where available, with paysafecard. You see the price in your local currency beforehand.
What MTN customers say
My dad in Tamale is on MTN. I top him up with Fonmoney at the weekend, and he usually calls me ten minutes later.
Yaw D.
United Kingdom · ★★★★★
Enter the number, choose the amount, pay. My friend in Accra had the credit five minutes later.
Emma J.
Ireland · ★★★★★
I top up my sister's MTN number in Kumasi regularly. It has worked every time so far.
Akosua N.
Netherlands · ★★★★★
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Top up Ghana with Fonmoney
Mobile credit for all three networks in Ghana, in one place