Send money to Finland

Send money to Finland from outside the eurozone with Fonmoney. You pay in your currency, and the recipient's Finnish account receives euros.

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From Sweden, Norway and beyond to Finnish accounts

Whether you live across the Gulf of Bothnia in Sweden or further away, Fonmoney lets you transfer money to Finland in your own currency: Swedish kronor, Norwegian or Danish kroner, pounds, Swiss francs or Canadian dollars.

The recipient can bank in Helsinki, Tampere, Turku, Oulu or up in Lapland; the payout is always in euros. Before paying, you see the rate and how much will be credited.

Sending euros to a Finnish account: the steps

All online, from start to finish, with Fonmoney.

  1. 1
    Sign up — creating an account costs nothing and is done entirely online.
  2. 2
    Set the amount for Finland — the exchange rate and the euro sum for the recipient are displayed.
  3. 3
    Enter the recipient's bank details — full name and Finnish IBAN, which begins with FI and has 18 characters.
  4. 4
    Identify yourself — European money transfer rules require it. Have an ID document ready.
  5. 5
    Send the payment — pay by card or bank transfer and receive an email confirmation.

Advantages of sending to Finland with Fonmoney

  • ✓ OP, Nordea, S-Pankki and others. Any account with a Finnish IBAN can be credited, in euros.
  • ✓ Transparent conversion. Rate, fee and euro amount appear before you commit to the payment.
  • ✓ Pay the way you are used to. Card or bank transfer, in the currency of the country you live in.
  • ✓ Nothing to sign on paper. The whole transfer is done online, on a phone or computer.
  • ✓ Supervised in two jurisdictions. Fonmoney holds licences in the European Union and the United Kingdom.

Licences and security behind each transfer

Banco de España

European Union regulator of the payment service.

FCA — United Kingdom

UK authorisation by the Financial Conduct Authority.

Protected data

Connections are SSL-encrypted from login to payment.

Identity check

Each sender is verified before any money is sent.

Countries you can send to Finland from

Sweden and Norway are the obvious neighbours, but an international money transfer to Finland with Fonmoney also works from Denmark, the United Kingdom, Switzerland, Canada, Poland, Czechia and Hungary, all countries without the euro.

From Latin America, Fonmoney customers in Chile and Mexico can send to Finland as well. The Finnish account always receives euros.

Finnish banks that receive transfers

Finnish IBANs begin with FI and have 18 characters. The money can go to any bank in Finland, for example:

OP Nordea Danske Bank S-Pankki Aktia

Payment options

Fonmoney takes credit and debit cards as well as bank transfers. Which of them you see depends on your country.

Common questions on sending money to Finland

▸ How long is a Finnish IBAN?

18 characters, starting with FI. Finnish banks show it in online banking and on account statements.

▸ Can I send money from Sweden to Finland?

Yes. You pay in Swedish kronor by card or bank transfer, and the recipient's Finnish account receives euros.

▸ Which banks can receive the transfer?

Any bank in Finland, including OP, Nordea, Danske Bank, S-Pankki and Aktia.

▸ What does a transfer to Finland cost?

It depends on your country, the amount and the payment method. The fee, the rate and the euro amount are shown before you pay.

▸ How can I pay?

By credit or debit card, or by bank transfer.

▸ Is Fonmoney supervised?

Yes, in the European Union (Banco de España) and the United Kingdom (FCA). Senders are verified and payments are encrypted.

Finland — Money transfers with Fonmoney

Send money to a bank account in Finland with Fonmoney

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