FAQ – Send money to Malta
Answers about money transfers to Malta with Fonmoney: paying from the UK, Maltese IBANs, banks on Malta and Gozo, costs and safety.
Getting money to Malta and Gozo
Here you will find answers to typical questions about sending money to Malta, starting with transfers from the UK.
▸ I live in the UK. Can I send pounds to a bank account in Malta?
Yes. You pay in British pounds by card or bank transfer, and the account in Malta is credited in euros. The exchange rate and the euro amount are on screen before you confirm.
▸ What does a Maltese IBAN look like?
It starts with MT and is 31 characters long, a mix of letters and digits. Besides the IBAN, you only need the recipient's full name.
▸ Can the recipient bank anywhere in Malta, including on Gozo?
Yes. Accounts at Bank of Valletta, HSBC Bank Malta, APS Bank, BNF Bank, Lombard Bank and other banks on Malta and Gozo can all receive euros.
▸ Besides the UK, where can I send money to Malta from?
From other non-euro countries such as Canada, Switzerland, Norway, Sweden, Denmark and Poland, and also from Chile and Mexico.
Paying, fees and protection
▸ How much will a transfer to Malta cost me?
The fee depends on where you send from, how much you send and how you pay. You see the fee, the rate and the euro amount for Malta before you confirm, and nothing is added later.
▸ Can I pay with a card or by bank transfer?
Both. Fonmoney takes credit cards, debit cards and bank transfers; the checkout shows which of them apply to your country.
▸ Who regulates Fonmoney?
Fonmoney is regulated in the European Union (Banco de España) and the United Kingdom (FCA). Payment data is sent over an encrypted SSL connection.
▸ Why is an ID check part of sign-up?
Anti-money-laundering rules in Europe require providers to know their senders. Have an ID document ready; the check happens once, when you open your account.
Sending to Malta with Fonmoney: the essentials
Banco de España — European Union
Supervised in Spain as a payment service provider for the whole European Union.
FCA — United Kingdom
Authorised by the Financial Conduct Authority, which matters if you send from Britain.
Malta and Gozo
Euros reach any account with a Maltese IBAN, on either island.
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Each transfer to a bank account in Malta comes with a full breakdown from Fonmoney: fee, rate and euro amount, before you pay. Anything else? Contact us.
Malta — Money transfers with Fonmoney
Send money to a bank account in Malta with Fonmoney
Services for Malta with Fonmoney
Bank transfers in euros to any account in Malta
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