Send money to Malta
Send money to Malta from the UK, Canada and other countries outside the eurozone. Fonmoney pays out in euros to the recipient's bank account in Malta or on Gozo, regulated in the EU and the UK.
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Paying in pounds or dollars, receiving euros in Malta
Whether your family lives in Valletta, Sliema, Birkirkara or on Gozo, you can transfer money to Malta with Fonmoney to any Maltese bank account. The money arrives as euros.
You pay in your home currency, for example British pounds, Canadian dollars, Swiss francs or Norwegian kroner. The exchange rate and the final euro figure are on screen before you commit, so you can check them first.
Sending money to Malta step by step
Everything happens online with Fonmoney, in five steps.
- 1Open an account — free of charge, with nothing to post and no office to visit.
- 2Pick Malta and type in the amount — the exchange rate and the euro total for your recipient appear on the same screen.
- 3Say who receives the money — the full name and the Maltese IBAN, which begins with MT.
- 4Confirm your identity — European rules ask for a brief check. An ID document is all you need.
- 5Pay by card or bank transfer — afterwards a confirmation lands in your inbox.
What Fonmoney offers for transfers to Malta
- ✓ Every Maltese bank. Bank of Valletta, HSBC Bank Malta, APS Bank or a smaller lender: any account with an MT IBAN receives euros.
- ✓ Rate shown up front. The exchange rate and the amount in euros are visible before you pay, with no hidden fees.
- ✓ Your currency, your payment method. Pay in pounds, Canadian dollars or another home currency, by card or bank transfer.
- ✓ Online from start to finish. A phone or laptop is enough; there is no counter to queue at.
- ✓ Licensed in two jurisdictions. Fonmoney is regulated in the European Union and in the United Kingdom.
Licensed in the EU and the UK
Our payment licence in the European Union.
Authorisation from the Financial Conduct Authority, relevant if you send from Britain.
Card details and personal data travel over an encrypted connection.
Each sender is checked once, which keeps the account secure.
Sending to Malta from the UK, Canada and beyond
Each international money transfer to Malta with Fonmoney starts in a country that does not use the euro. Senders in the United Kingdom and Canada can use it, and so can people living in Switzerland, Norway, Sweden, Denmark or Poland.
Customers of Fonmoney in Chile and Mexico can send to Malta as well. In every case you pay in local currency and the account in Malta is credited in euros.
Maltese banks your recipient may use
A Maltese IBAN starts with MT and has 31 characters. The account can be at any bank in Malta, for example:
How you pay for a transfer to Malta
Choose a credit card, a debit card or a bank transfer. Fonmoney shows the available options at checkout.
Sending money to Malta: your questions
▸ Can I pay in pounds if I live in the UK?
Yes. From the United Kingdom you pay in British pounds, and the recipient in Malta gets euros. Fonmoney shows the rate and the euro amount before you pay.
▸ Does sending to an account on Gozo work the same way?
Yes. Gozo uses the same banks and the same MT IBAN format as the main island, so the steps are identical.
▸ Which other non-euro countries can I send from?
Among others Canada, Switzerland, Norway, Sweden, Denmark and Poland, as well as Chile and Mexico.
▸ What do I need to know about the recipient?
Their full name and their Maltese IBAN, which starts with MT. Both are shown in the recipient's banking app or on a statement.
▸ Which payment methods are accepted?
Credit card, debit card or bank transfer.
▸ How is my money protected?
Fonmoney is regulated in the European Union (Banco de España) and the United Kingdom (FCA). Every sender is verified and payment data is encrypted.
Malta — Money transfers with Fonmoney
Send money to a bank account in Malta with Fonmoney
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Services for Malta with Fonmoney
Bank transfers in euros to any account in Malta