Pay with Credit Card at Fonmoney

Visa or Mastercard — one card for money transfers and mobile top-ups at Fonmoney. Pay by credit card with instant confirmation and transparent fees.

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Credit card at Fonmoney — Visa and Mastercard

Fonmoney accepts Visa and Mastercard for both services: you can send money by credit card as well as pay for a mobile top-up. It is the most versatile payment method we offer.

If your bank uses 3D Secure, it asks you for an extra confirmation. That step is handled by your bank, not by Fonmoney. Your card details are not stored at Fonmoney.

How to pay with credit card

1 Choose your product — pick money transfer or mobile top-up on Fonmoney, then add the recipient and the amount.
2 Select credit card — in the last payment step, choose credit card as your payment method.
3 Pay with our payment provider — you are forwarded over a secure connection to our payment provider and complete the payment there. Your card details are not stored at Fonmoney. You receive a confirmation by email.

Benefits of paying by credit card at Fonmoney

✓ Visa and Mastercard — the most widely used cards worldwide, accepted at Fonmoney.
✓ Money transfer and mobile top-up — one card for both services.
✓ Instant confirmation — money or credit is sent right after confirmation.
✓ 3D Secure — if your bank uses it, you confirm the payment with your bank on top.
✓ Fees you can see — the total is shown before you confirm your card payment.

Common questions about paying by credit card at Fonmoney

Is paying by credit card at Fonmoney secure?

Yes. The payment runs over a secure connection with our payment provider, and your card details are not stored at Fonmoney. Many banks also ask for an extra confirmation with 3D Secure.

How fast is my payment credited?

With a credit card, the amount is credited instantly after confirmation — for both money transfer and mobile top-up.

Are there limits on credit card payments?

Yes, the limits depend on the service you choose (money transfer or mobile top-up) and your verification status. You can see the current limits during the payment process.

Does my card issuer charge extra for paying at Fonmoney?

Fonmoney charges the total shown before you confirm. Your card issuer may add its own fees, which are outside the control of Fonmoney.

Can I use a credit card to both send money and top up mobiles?

Yes. The credit card is available at Fonmoney for both services: money transfer to many countries and mobile top-up in over 130 countries.

Pay securely with a credit card

SSL encryption

All data is transmitted encrypted.

Regulated & licensed

Authorised by the FCA (UK) and Banco de España.

Card data not stored

You enter your card details with our payment provider, not at Fonmoney.

For years, thousands of customers have trusted Fonmoney for money transfers and mobile top-ups worldwide.

What our customers say about paying by credit card

“Entered my card, confirmed with my bank, finished. The money was with my family in Cuba within 1–3 business days. I send this way every month now.”

Oliver K.

United Kingdom ★★★★★

“I use my Visa at Fonmoney for both top-ups and transfers. It works every single time without a hitch.”

Aoife M.

Ireland ★★★★★

“Quick and clear — I could see all the fees before I confirmed anything. That made the decision simple.”

Sophie B.

Canada ★★★★☆